:root{--navy:#0d2a45;--blue:#1778b8;--light:#f4f8fb;--ink:#182735;--muted:#627383;--line:#dbe5ec;--white:#fff}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);line-height:1.6;background:#fff}
a{color:inherit;text-decoration:none}.container{width:min(1120px,92%);margin:auto}
.nav{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.97);border-bottom:1px solid var(--line)}
.nav-inner{min-height:76px;display:flex;align-items:center;gap:28px}.brand{display:flex;align-items:center;gap:10px;font-weight:800;color:var(--navy);font-size:1.08rem;white-space:nowrap}
.brandmark{width:31px;height:31px;border:3px solid var(--blue);border-radius:7px;display:inline-block;position:relative}
.brandmark:before,.brandmark:after{content:"";position:absolute;background:var(--navy);bottom:5px;width:5px}.brandmark:before{height:12px;left:6px}.brandmark:after{height:18px;right:6px}
.navlinks{display:flex;gap:23px;margin-left:auto;font-size:.94rem;font-weight:700;color:#405363}.navlinks a:hover{color:var(--blue)}
.btn{display:inline-block;border-radius:9px;padding:12px 18px;font-weight:800;border:1px solid transparent;cursor:pointer;font-size:.96rem}.btn-primary{background:var(--navy);color:#fff}.btn-secondary{background:#fff;color:var(--navy);border-color:#bdcbd5}
.hero{padding:78px 0;background:linear-gradient(135deg,#f8fbfd 0%,#eef6fb 100%)}.hero-grid,.split{display:grid;grid-template-columns:1.15fr .85fr;gap:56px;align-items:center}
.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-weight:800;font-size:.78rem;color:var(--blue);margin-bottom:10px}
h1,h2,h3{color:var(--navy);line-height:1.15;margin-top:0}h1{font-size:clamp(2.6rem,5vw,4.7rem);letter-spacing:-.045em;margin-bottom:22px}h2{font-size:clamp(2rem,3vw,3rem);letter-spacing:-.03em}h3{font-size:1.25rem}
.hero p,.section-title p{font-size:1.12rem;color:var(--muted);max-width:720px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin:28px 0 22px}.badge-row{display:flex;gap:9px;flex-wrap:wrap}.badge{background:#fff;border:1px solid var(--line);border-radius:999px;padding:7px 11px;font-size:.82rem;font-weight:700;color:#4d6172}
.trustline{font-size:.86rem;color:#6c7e8c;margin-top:18px}.hero-card,.card,.form-wrap,.service-card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:28px;box-shadow:0 10px 28px rgba(13,42,69,.06)}
.check{display:flex;gap:12px;margin:18px 0}.check>span{color:var(--blue);font-weight:900}.section{padding:78px 0}.alt{background:var(--light)}.section-title{max-width:760px;margin-bottom:38px}
.steps,.services{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.step,.service-card{padding:25px;border:1px solid var(--line);border-radius:14px;background:#fff}.step h3,.service-card h3{margin-bottom:8px}.service-card p{color:var(--muted);margin-bottom:0}
.service-list{padding-left:20px}.service-list li{margin:8px 0}.notice{background:#edf5fa;border-left:4px solid var(--blue);padding:15px 17px;border-radius:7px;color:#42596a}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}.full{grid-column:1/-1}label{font-weight:700;font-size:.9rem;display:block;margin-bottom:5px}
input,select,textarea{width:100%;padding:12px;border:1px solid #c8d5de;border-radius:8px;font:inherit;background:#fff}textarea{min-height:120px;resize:vertical}.form-note{font-size:.8rem;color:#687b8b;margin-top:14px}
.footer{background:#0a2237;color:#dce5ec;padding:55px 0 24px}.footer .brand{color:#fff}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:40px}.footer h4{color:#fff;margin-top:0}.footer p{margin:8px 0}.footer-bottom{border-top:1px solid #30485c;margin-top:34px;padding-top:20px;font-size:.82rem;color:#aebdca}
.netlify-honeypot{position:absolute!important;overflow:hidden!important;clip:rect(0 0 0 0)!important;height:1px!important;width:1px!important;margin:-1px!important;padding:0!important;border:0!important}
@media(max-width:900px){.navlinks{display:none}.nav-inner>.btn{margin-left:auto}.hero-grid,.split{grid-template-columns:1fr}.steps,.services{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1fr 1fr}}
@media(max-width:620px){.nav-inner>.btn{display:none}.hero{padding:55px 0}.section{padding:55px 0}.steps,.services,.form-grid,.footer-grid{grid-template-columns:1fr}.full{grid-column:auto}h1{font-size:2.65rem}}